Overview
Jan – Dec 2026
Total Income
€2.4k
1 months of data
Total Expenses
€111
1 active months
Net Balance
€2,265.23
Surplus YTD
Savings Rate
95.3%
Of gross income saved
Monthly Cash Flow Income vs Expenses
Spending Breakdown By category YTD
Monthly Expense Breakdown Stacked by section
Top Spending Categories Year to date
Internet/TV
€69.00
Clothing
€39.27
Public transportation
€2.35
Income Review
2026 Full Year
YTD Total
€2,375.85
All sources combined
Monthly Avg
€2.4k
Active months only
Best Month
€2.4k
JAN 2026
Income Sources
1
Single stream
Monthly Income by Source All sources — bar chart
Income Source Split YTD proportion
Monthly Income Table
| Month | Salary / Wages | Total |
|---|---|---|
| JAN | €2,375.85 | €2,375.85 |
| TOTAL | €2,375.85 | €2,375.85 |
Quarterly Spending
Q1–Q4
Q1 · Expenses
€110.62
JAN, FEB, MAR
Q2 · Expenses
€0.00
APR, MAY, JUN
Q3 · Expenses
€0.00
JUL, AUG, SEP
Q4 · Expenses
€0.00
OCT, NOV, DEC
Quarterly Spending by Category Stacked bar
Q1 Detail JAN / FEB / MAR
Internet/TV
€69.00
Clothing
€39.27
Public transportation
€2.35
Q2 Detail APR / MAY / JUN
Full Quarterly Breakdown All categories
| Category | Section | Q1 | Q2 | Q3 | Q4 | Total |
|---|---|---|---|---|---|---|
Internet/TV |
HOME | €69.00 | — | — | — | €69.00 |
Clothing |
PERSONAL | €39.27 | — | — | — | €39.27 |
Public transportation |
TRANSPORTATION | €2.35 | — | — | — | €2.35 |
Budget vs Actual
Select a month
Category Comparison Actual vs Budget — click a bar to set budget
Set Monthly Budgets Click any category to configure
Add Income
Personal & Business · 2026
💼 Personal Income
Salary, pension, interest, misc
🏢 Business Income
Revenue, invoices, client payments
Income Log
1 entries
JAN
€2.4k
FEB
—
MAR
—
APR
—
MAY
—
JUN
—
JUL
—
AUG
—
SEP
—
OCT
—
NOV
—
DEC
—
| Added | Month | Source | Description | Type | Amount | |
|---|---|---|---|---|---|---|
| 17 Mar | JAN | Salary / Wages | Fundaments B.V. | personal | €2,375.85 |
Add Spending
Manual entry · stored in database
New Transaction
All Transactions 4 entries
| Added | Month | Section | Category | Description | Type | Amount | |
|---|---|---|---|---|---|---|---|
| 17 Mar | JAN | HOME | Internet/TV | Ziggo | personal | €69.00 | |
| 17 Mar | JAN | PERSONAL | Clothing | H&M | personal | €39.27 | |
| 17 Mar | JAN | TRANSPORTATION | Public transportation | NS | personal | €2.35 | |
| 17 Mar | JAN | INCOME | Salary / Wages | Fundaments B.V. | personal | €2,375.85 |
Manage Labels
0 custom · 68 built-in
Add New Label
Custom Labels
0 labels
| Label Name | Section | Color | ||
|---|---|---|---|---|
| No custom labels yet. Add one above ↑ | ||||
Built-in Categories
From your Excel — fully editable
| Category Name | Section | ||
|---|---|---|---|
| DAILY LIVING | |||
| Baby Things | DAILY LIVING |
|
|
| Child care | DAILY LIVING |
|
|
| Dining out | DAILY LIVING |
|
|
| Groceries | DAILY LIVING |
|
|
| Housecleaning service | DAILY LIVING |
|
|
| Lunch work | DAILY LIVING |
|
|
| ENTERTAINMENT | |||
| Cable TV | ENTERTAINMENT |
|
|
| Concerts/clubs | ENTERTAINMENT |
|
|
| Movies/plays | ENTERTAINMENT |
|
|
| VUE | ENTERTAINMENT |
|
|
| FAMILY | |||
| Baby Clothing | FAMILY |
|
|
| Daycare | FAMILY |
|
|
| Family Trip | FAMILY |
|
|
| Toys/child gear | FAMILY |
|
|
| FINANCIAL OBLIGATIONS | |||
| Credit card payments | FINANCIAL OBLIGATIONS |
|
|
| DUO | FINANCIAL OBLIGATIONS |
|
|
| Income tax (additional) | FINANCIAL OBLIGATIONS |
|
|
| Long-term savings | FINANCIAL OBLIGATIONS |
|
|
| Retirement (401k, Roth IRA) | FINANCIAL OBLIGATIONS |
|
|
| HEALTH | |||
| Co-payments/out-of-pocket | HEALTH |
|
|
| Health Insurance | HEALTH |
|
|
| Health club dues | HEALTH |
|
|
| Life insurance | HEALTH |
|
|
| Over-the-counter drugs | HEALTH |
|
|
| Prescriptions | HEALTH |
|
|
| Veterinarians/pet medicines | HEALTH |
|
|
| HOLIDAYS | |||
| Accommodations | HOLIDAYS |
|
|
| Air fare | HOLIDAYS |
|
|
| Food | HOLIDAYS |
|
|
| Pet boarding | HOLIDAYS |
|
|
| Rental car | HOLIDAYS |
|
|
| Souvenirs | HOLIDAYS |
|
|
| HOME | |||
| Gemeentelijke Belasting (GB Twente) | HOME |
|
|
| Home improvement | HOME |
|
|
| Internet/TV | HOME |
|
|
| Mobile telephone | HOME |
|
|
| Mortgage/rent | HOME |
|
|
| Utilities (Essent) | HOME |
|
|
| Verwarming (Ennatuurlijk) | HOME |
|
|
| Water | HOME |
|
|
| INCOME | |||
| Business | INCOME |
|
|
| Interest/dividends | INCOME |
|
|
| Miscellaneous | INCOME |
|
|
| Pension | INCOME |
|
|
| Salary / Wages | INCOME |
|
|
| MISC. PAYMENTS | |||
| Baby things | MISC. PAYMENTS |
|
|
| Boete | MISC. PAYMENTS |
|
|
| Centraal Beheer | MISC. PAYMENTS |
|
|
| Gemeente Waterschapbelasting | MISC. PAYMENTS |
|
|
| Gemeentelijke Belasting | MISC. PAYMENTS |
|
|
| PERSONAL | |||
| Books | PERSONAL |
|
|
| Clothing | PERSONAL |
|
|
| Gifts | PERSONAL |
|
|
| Music (CDs, etc.) | PERSONAL |
|
|
| Salon/barber | PERSONAL |
|
|
| SUBSCRIPTIONS | |||
| Charity | SUBSCRIPTIONS |
|
|
| MS 365 | SUBSCRIPTIONS |
|
|
| Netflix + Google Photo's | SUBSCRIPTIONS |
|
|
| Public television | SUBSCRIPTIONS |
|
|
| Real Madrid | SUBSCRIPTIONS |
|
|
| Religious organizations | SUBSCRIPTIONS |
|
|
| Spotify | SUBSCRIPTIONS |
|
|
| TRANSPORTATION | |||
| Car wash/detailing services | TRANSPORTATION |
|
|
| Gas/fuel | TRANSPORTATION |
|
|
| Insurance Centraal Beheer | TRANSPORTATION |
|
|
| Parking | TRANSPORTATION |
|
|
| Public transportation | TRANSPORTATION |
|
|
| Repairs | TRANSPORTATION |
|
|